BLACKDIAMOND CONSULTANTS LLC
BLACKDIAMOND CREDIT REPAIR LLC

TERMS OF SERVICE

Effective Date: June 2026

Blackdiamond Consultants LLC ("Blackdiamond Credit Repair”, “Blackdiamond Credit Repair LLC”, "Company," "we," "our," or "us") provides SMS communications to consumers who voluntarily opt in to receive text messages regarding our services.

These Terms of Service govern your access to and use of our website, services, communications, and related offerings. By accessing our website, requesting information, communicating with us, purchasing services, signing agreements, or otherwise interacting with Blackdiamond Consultants LLC, you agree to be bound by these Terms of Service.

If you do not agree to these Terms, do not use our website or services.

1 - COMPANY INFORMATION

Blackdiamond Consultants LLC provides credit consulting, credit education, credit-related services, and related support services.

Nothing contained on this website shall be interpreted as legal advice, tax advice, accounting advice, or financial planning advice.

2 - ELIGIBILITY

By using our website or services, you represent that:

• You are at least 18 years of age.
• You have the legal capacity to enter into binding agreements.
• Information you provide is accurate and complete.
• You are authorized to act on your own behalf.

3 - WEBSITE USE

You agree to use our website only for lawful purposes.

You may not:

• Violate any applicable law or regulation.
• Submit false information.
• Attempt unauthorized access to our systems.
• Disrupt website operations.
• Upload malicious code.
• Interfere with security measures.
• Use automated scraping tools without permission.

4 - NO GUARANTEE OF RESULTS

Every consumer's credit profile is unique.

Blackdiamond Consultants LLC does not guarantee:

• Specific credit score increases.
• Removal of specific items.
• Approval for loans or credit.
• Approval for housing.
• Approval for employment.
• Approval for insurance.
• Any specific financial outcome.

Past results do not guarantee future results.

5 - CREDIT REPAIR DISCLOSURES

Consumers have the right to dispute inaccurate information directly with credit reporting agencies.

Nothing on this website should be interpreted as a promise to remove accurate, current, and verifiable information from any consumer report.

Federal and state laws provide consumers with important rights regarding credit reporting and credit disputes.

6 - CLIENT RESPONSIBILITIES

Clients agree to:

• Provide accurate information.
• Provide requested documentation.
• Cooperate during the service process.
• Review communications promptly.
• Notify us of material changes.
• Maintain current contact information.

Failure to provide requested information may delay services.

7 - ELECTRONIC COMMUNICATIONS

By communicating with Blackdiamond Consultants LLC electronically, you consent to receive communications through:

• Email
• Website forms
• Customer portals
• Telephone communications
• SMS communications where consent has been provided

Electronic communications satisfy any legal requirement that communications be provided in writing.

8 - INTELLECTUAL PROPERTY

All content on this website is owned by or licensed to Blackdiamond Consultants LLC, including:

• Text
• Graphics
• Logos
• Branding
• Software
• Website design
• Business processes
• Documentation

No content may be copied, reproduced, distributed, modified, or exploited without written permission.

9 - THIRD-PARTY SERVICES

Our website and services may reference or utilize third-party providers, platforms, software, payment processors, communication providers, or service vendors.

We are not responsible for the practices, policies, availability, or performance of third-party services.

10 - PAYMENT TERMS

Fees for services are disclosed separately through service agreements, enrollment forms, invoices, or payment pages.

Consumers agree to pay all applicable fees associated with requested services.

Failure to complete payments may impact service availability.

11 - REFUND POLICIES

Refund eligibility, if applicable, shall be governed by the specific service agreement executed between the consumer and BlackDiamond Consultants LLC.

Nothing on this website modifies any refund rights established by applicable law.

12 - DISCLAIMER OF WARRANTIES

To the fullest extent permitted by law, the website and services are provided on an "as is" and "as available" basis.

Blackdiamond Consultants LLC makes no warranties, express or implied, including but not limited to:

• Merchantability
• Fitness for a particular purpose
• Non-infringement
• Availability
• Accuracy
• Reliability

13 - LIMITATION OF LIABILITY

To the fullest extent permitted by law, Blackdiamond Consultants LLC shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising from:

• Website use
• Service use
• Delays
• Interruptions
• Data loss
• Errors
• Third-party actions

In jurisdictions where certain limitations are not permitted, liability shall be limited to the maximum extent permitted by law.

14 - INDEMNIFICATION

You agree to indemnify and hold harmless Blackdiamond Consultants LLC and its owners, officers, employees, contractors, agents, affiliates, successors, and assigns from claims arising out of:

• Your use of the website
• Your violation of these Terms
• Your violation of applicable law
• Information you provide

15 - PRIVACY

Use of our website and services is also governed by our Privacy Policy.

Please review our Privacy Policy and SMS Terms & Conditions for additional information regarding data collection and communications.

16 - CALIFORNIA RESIDENTS

California residents may possess certain rights under applicable California laws.

Nothing in these Terms shall be interpreted to limit any rights provided under applicable consumer protection or privacy laws.

17 - FORCE MAJEURE

Blackdiamond Consultants LLC shall not be liable for delays or failures caused by events beyond reasonable control, including:

• Natural disasters
• Internet outages
• Utility failures
• Government actions
• Labor disputes
• Cybersecurity incidents
• Telecommunications failures

18 - GOVERNING LAW

These Terms shall be governed by and interpreted under the laws of the State of Florida, without regard to conflict of law principles.

19 - DISPUTE RESOLUTION

Any dispute arising out of these Terms or the use of our website or services shall be resolved in a court of competent jurisdiction located within the State of Florida unless otherwise required by applicable law.

20 - SEVERABILITY

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

21 - CHANGES TO TERMS

Blackdiamond Consultants LLC reserves the right to modify these Terms of Service at any time.

Updated versions become effective upon posting.

Continued use of the website or services constitutes acceptance of revised Terms.

22 - CONTACT INFORMATION

Blackdiamond Consultants LLC

Questions regarding these Terms of Service may be submitted using the contact information provided on our website.

Last Updated: June 2026